Bring everything together
See pensions, savings, investments, debts, household spending and State Pension in one connected plan.
Public beta
FIRECracker is actively being developed and tested.
Features, calculations and presentation may change as the service improves.
FIRECracker Home
See what the money you have today could mean for your retirement.
FIRECracker brings together your pensions, savings, investments, debts, everyday spending and State Pension, then turns them into a clearer view of the monthly income your retirement plan may support.
What FIRECracker helps you understand
Understand the monthly picture
Translate long-term pots and future income into the monthly retirement income your plan may be able to support.
Test changes before life makes them
Explore different retirement ages, spending levels and assumptions to see how they affect the path ahead.
Demo profiles
Explore a demo profile
Open a ready-made financial example and explore FIRECracker without creating an account. Change the figures, try different retirement ages and create forecasts. When you’re ready, sign in to start building and saving your own plan.
Latest from FIRECracker
A clearer, more flexible retirement forecast
Version 0.9.0
The FIRECracker retirement forecast has been redesigned to make plans easier to understand, adjust and compare.
Information
About and important information
Key product, privacy, security, terms and contact information is gathered here in compact sections.
About FIRECracker
FIRECracker is a UK-first retirement-planning tool operated by Abara Limited. It brings pensions, savings, investments, debts, everyday spending and State Pension into one connected planning view.
The product is income-first: it helps you understand what your selected resources may support each month, where pressure points appear, and which assumptions are driving the result. FIRECracker is currently in public beta.
Financial information and modelling
FIRECracker is an educational financial-planning tool. It does not provide regulated financial advice or recommend particular investments, pension transfers, providers, products or drawdown actions.
Forecasts are estimates based on the information and assumptions entered into the service. Calculations may not cover every tax rule, cost, market event or personal change, and modelled outcomes are not guaranteed.
Do not rely on FIRECracker alone as the basis for a major financial decision.
Privacy, cookies and security
Registered accounts store the profile, asset, liability, Money Flow, forecast and report/export data needed to provide a saved FIRECracker workspace. Demo profiles use temporary normal accounts that expire automatically.
Authentication uses necessary session cookies. Optional consent preferences may be stored in browser local storage when optional tracking is enabled.
Where enabled for registered users, AI explains existing forecast outputs and should not receive unnecessary personal identifiers. Reports and exports can contain sensitive planning data.
FIRECracker uses authenticated sessions and account-level data boundaries. No system can promise complete protection, so security claims should remain careful and realistic.
Terms of use
FIRECracker is for educational financial modelling and product exploration. You are responsible for the information and assumptions you enter and for decisions you make outside the service.
Access, features and presentation may change during public beta. Some functionality may depend on account status, product availability or later product decisions.
FIRECracker does not provide regulated financial advice and should not be treated as a personal recommendation.
Contact and feedback
A public support address or contact form is not published yet. Do not send sensitive financial details through unapproved channels.
Signed-out visitors can review the public beta information on this page and sign in when they need an account workspace.